Bundle Renters and Auto Insurance. Add Life Insurance. Claim Rateguard to keep your premium the same even if you file a claim. Claim free rewards if you switch to Allstate without any recent claims. Plus, Claim-Free Bonus you’ll get back 5% on your renewal every year you don’t have a claim. Deductible rewards get you $100 off your deductible when you sign up, and an additional $100 off each year you stay claim-free, up to $500. Dwelling coverage. Personal property coverage. Liability protection. Guest medical protection. Add on personal umbrella policy to protect you against large liability claims when you reach the liability limit on your perty policy. Host Advantage covers your belongings when you’re hosting an Air Bnb or home-sharing. Manufactured mobile home insurance. Flood insurance to help recover faster from damage due to flooding.
Homeowners insurance coverage protects your house and your possessions against damage or loss from events like fire, theft, storm damage, frozen pipes, and more. It also provides liability coverage for personal injuries sustained by others on your property. Physical structures, personal belongings, liability, and additional living expenses. Claims-free discount, protective devices discount, newly purchased home discount, safe homeowner discount, early shopper discount, and more.
Home Owners insurance may cover losses to covered property caused by: weather (storms, fire, wind hail, lightning, freezing of a plumbing system, weight of ice, snow or sleet), non weather(theft, vandalism, riots, aircraft and vehicles), accidental direct physical loss(walter from plumbing, tearing/bulging of heating or cooling systems, artificially generated electrical current), and more.