Bundle Renters, Auto, and Life Insurance. Add flood and umbrella insurance. Cover your laptop and mobile device. Save up to 15% if your rental is equipped with qualifying safety devices and services, like a security system or fire alarms. Easy pay plan – if you sign up to have your renters insurance payment automatically withdrawn from your checking or saving account, you’ll save up to 5%. 55 and retried discount. Enjoying your retirement? If you’re not actively seeking full-time employment, enjoy up to 25% off your premium, too. Claim-free discounts. Be rewarded for being claim-free when you switch to Allstate. Get a discount of up to 20% as well as bonus savings for every year you stay claim-free
Electronics or appliances are stolen or damaged. Personal belongings (e.g. furniture and clothing) are damaged by fire. Home is uninhabitable due to a covered loss. If a guest is injured while visiting you, a renters insurance policy could also cover medical bills and even legal fees if there is a lawsuit. Your policy may help cover you for accidental damages you cause to someone else’s property.
Upon returning from a long weekend away, you discover your place was broken into and your bike is missing. Personal Property coverage can help you replace your stolen bike and any other items that are missing. During a party at your place, someone slips on the kitchen floor and breaks their wrist. You’ll be protected from any legal claim this person may bring against you with Liability coverage. A pipe bursts in your apartment and it becomes unlivable. Additional Living Expenses coveragewill pay for temporary lodging while the pipe is fixed.
This insurance coverst items you own inside your apartment or rental home, including electronic like televisions and computers, bicycles, furniture, and clothing. It might also cover items in your apartment’s garage, on your deck or patio, and in your driveway. It also covers property in your car so if you laptop is stolen from your car, it’s covered. If your bike is stolen while you’re at work, it’s covered.